• P.O. Box 1109, Khalifa Al Mubarak Road, Abu Dhabi, United Arab Emirates
  • +971 557855239
  • info@emiratefinancialservice.com

About Us

Since 2001

Our Company History

Emirate Financial Service (EFS) was founded in 2001 and commenced operations in the same year as a financial institution. Headquartered in Abu Dhabi, EFS has over 11 branches and business offices in all Emirates and some Gulf Regions. We have over 23,000 customers with total assets of AED 58 billion.

EFS has clearly distinguished itself in the financial industry through superior service quality, unique customer experience, and sound financial indices. We offer a variety of competitive deposit and lending solutions for businesses and individuals; including business loans, lines of credit, commercial real estate financing, corporate loans, merchant services, mobile banking, online banking and cash management.

Our strategic objective includes a continuous improvement of our capacity to meet the customers’ increasing and dynamic financial needs as well as sustain high quality growth through investments that impact the quality of service to our existing and potential customers. We remain committed to promoting good corporate governance and best practices in the conduct our services.

Banking partnerships are essential for all Financial Services companies, we have two partners in the UAE.



To become the leading United Arab Emirates community financial institution with a global touch to provide distinctive range of financial services.


We are building our brand into a reputable international financial institution recognized for innovation, superior performance and creation of long lasting business relationship.

Core Values

Integrity, Professionalism, Corporate Governance, Loyalty and Excellent Service.

Expert Advisor

We offer professional solution tailored for your business


All Employees


Happy Customers


Accounts Opened


Loans Granted

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