• P.O. Box 1109, Al Bateen, Abu Dhabi, United Arab Emirates
  • 00971 55 435 9602
  • info@emiratefinancialservice.com
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Emirate Financial Service (EFS)


An exclusive banking experience

Open an account, apply for a loan, access our fixed deposit facility and experience our first class internet banking service today.



Open a savings account, current account, corporate account or offshore account with us today and experience our first class service.



Personal loan, mortgage loan, auto loan and business loan are tailored to suit you. We would be glad to assist in providing a solution for your financial needs.


Fixed Deposit

Our fixed deposit comes with an attractive interest rates and flexible tenures. It is the best way to save and earn a higher rate of interest over a fixed term.


About Emirate Financial Service (EFS)

EFS is a robust financial institution with offices in multiple jurisdictions over the United Arab Emirates. Enjoy world-class and a superior customer experience when you bank with us. If you face any challenge, send us an email and member of our team will contact you personally.

We guarantee to resolve and respond in 24 hours. We are engaged in the business of dealing with financial and monetary transactions such as deposits, loans, investments, and currency exchange and the best part is we consistently give to our clients a reason to love what we do

I am Michael Roberts, the Chief Financial Officer (CEO) for Emirate Financial Service (EFS) .

Michael Roberts


Featured Services

Our last monthly financial report provides you with an overview of how efficiently you are spending your capital, while giving at the same time a snapshot of the main metrics on your balance sheet Return on Assets (ROA): Shows how profitable your businesses are compared to your total assets. Assets include both debt and equity.
This is a critical metric to any potential investors because it shows them how efficiently management is using assets to generate earnings. Return on Equity (ROE): Calculates the profit your company generates for your shareholders. It is used to compare profitability amongst businesses in the same industry.


Expert Advisor


Frequently Asked Questions

Internet banking is a real-time solution that allows you to access your accounts 24 hours a day, 7 days a week. You can check your balances, view account statements and transaction history for your various accounts.Transfer money between your accounts, pay your bills and change your password over the internet.

You are absolutely secured. The safety and confidentiality of customers’ personal information is our top priority. The security system makes use of the latest technologies, standards, and business practices to guarantee customer security including: Firewall Protection, Password and Data Security, Secure Socket Layer (SSL), Audits and Inspections, Data Integrity, and Physical Security.

Absolutely, you are eligible because we care for you even from afar. You can start a private offshore relationship with a minimum balance of two thousand US dollars ($2,000USD) only. With EFS Offshore Banking, your money will be deposited in United Arab Emirates (UAE) – one of the leading offshore financial centres in the world.

Our Customers Say it Best

These business owners share why they chose to bank with us; how our partnership has helped grow their business; and how EFS has added long term value through lending services and financial solutions. It is our privilege to help customers achieve their goals and dreams.

We offer professional solution tailored for your business


All Employees


Happy Customers


Accounts Opened


Loans Granted


Key Features and Benefits


AED 1,000

  • UAE residents
  • AED, USD and major currencies
  • Free e-statements
  • Debit card available (AED)
  • Interest bearing account

AED 2,000

  • Transfer your salary
  • Open to UAE residents only
  • Free cheque book (AED)
  • Internet and Mobile Banking
  • Passport, Emirates ID

USD $3,000

  • Easy Access
  • Global Portability
  • Flexibility and Control
  • Excellency or private clients
  • Earn rewards for depsoits
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